BBA (IBA) with Specialisation in Financial Services Management

Introduction

The BBA with Specialisation in Financial Services Management is a comprehensive program that focuses on the different branches of banking, including insurance, financial advice, and investment. Students learn about mortgages, loans, insurance, pensions, investments, and the stock market, as well as financial systems and regulations imposed by different countries.

Course Content

In addition to the base IBA modules, the program focuses on various industry-specific areas, such as:

• Pensions and investment
• The legal environment of financial services
• Financial tax regulations
• Mortgages and real estate
• The fundamentals of the banking world and international finance

Key Financial Services modules include:

• European Financial Regulations
• Money & Banking
• International Mortgages & Loans
• Pensions & Investment
• Personal Insurance

The Industry

The Financial Services Industry plays a vital role in the world economy, often acting as an intermediator between organisations that require funds and those able to provide financial investment and support. The industry includes a broad range of organisations and companies that provide economic services and manage money, such as:

• Banks
• Insurance companies
• Pension funds
• Investment companies
• Accountants
• Credit-card providers
• Stockbrokers
• Financial Loan companies
• Securities Trading companies
• Government-sponsored/regulated companies
• Provincial Mortgage Societies and Banks
• Regulatory Agencies and Securities Exchanges
• Public Accounting firms
• Financial Information Services
• Financial Consulting

Career Prospects

Financial Services specialists work in various branches of varying sizes, from corporate banks and insurance companies to SME companies advising home owners and private investors on matters relating to their personal finance. Many Wittenborg Financial Services Management graduates have gone on to work in international banks, mortgage, investment, and insurance companies, or have started their own consultancies.

Entry Requirements

• High School Diploma or final certificate, equivalent to the Netherlands HAVO or MBO level-4 diploma / UK AS & A-Level or BTEC
• Advanced Placement / Credit Transfer Possible
• English Language Requirements: IELTS 6 or TOEFL equivalent

Course Details

• Course Name: BBA with Specialisation in Financial Services Management
• Course Type: Bachelor
• Course Sector: International Business Administration (IBA) - Business & Finance
• Course Duration: 3-4 Years
• Credits: 240
• Entry Points Per Year: 6 x entry per year possible
• Next Starting Date(s): 11 May 2026, 24 August 2026, 12 October 2026, 30 November 2026
• Degree or Qualification: Bachelor of Business Administration (BBA), registered under CROHO 39239
• Location: Apeldoorn (this specialisation is also offered at our Munich location)
• Tuition Fee: Annual: 11,800 or 5,800 (NL, EU, UK & Ukraine)
• Language of Instruction: English
• Scholarship Award: Wittenborg Awards | More Scholarships

Degree Overview:

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Name:

BBA (IBA) with Specialisation in Financial Services Management

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Overview:

• This program delves into the various branches of banking, including insurance, financial advice, and investment.
• Students gain insights into mortgages, loans, insurance, pensions, investments, and the stock market.
• The program examines financial systems and regulations across different countries, analyzing and comparing them.
• Core Aim: By integrating theoretical perspectives with real-world case studies, the program aims to equip students with a critical and contextual understanding of the challenges, issues, and solutions encountered by financial services institutions globally.
• Students develop a comprehensive understanding of financial services within a broader economic context, including the perspective of developing countries.

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Outline:

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Content:

• Core IBA modules
• Industry-specific modules covering pensions and investment, legal environment of financial services, financial tax regulations, mortgages, and real estate.
• Fundamentals of banking and international finance are also explored.

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Course Schedule:

• The program includes work placement within a bank or financial services company.

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Modules:

• European Financial Regulations
• Money & Banking
• International Mortgages & Loans
• Pensions & Investment

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Teaching:

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Methods:

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Careers:

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Prospects:

• Financial Services specialists work in various branches of varying sizes, from corporate banks and insurance companies to SME companies.
• Graduates may provide advice on personal finance to home owners and private investors.
• Financial advisors collaborate with real-estate brokers and law firms.
• Graduates have secured positions in international banks such as HSBC in Shanghai, Commercial Bank of China in Beijing, RaboBank Netherlands in Utrecht, and ABN AMRO in Rotterdam.
• Employment opportunities also exist in mortgage, investment, and insurance companies such as Nationale Nederland, Achmea, and AON Consulting.
• Some graduates have established their own consultancies.

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Tuition Fee Annual: €9,800 or €4,800 (NL & EU)

Wittenborg University of Applied Sciences

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Overview:

Wittenborg University of Applied Sciences is a private, international university located in Apeldoorn, Netherlands. It is known for its focus on international business and management, offering a wide range of bachelor's, master's, and MBA programs taught entirely in English. The university prides itself on its internationalization, diversity, and ethical practices, creating a global learning environment for students and staff.

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Services Offered:

Wittenborg provides a comprehensive range of services to support students throughout their academic journey. These include:

Academic Support:

Access to academic advisors, tutoring services, and resources to enhance learning.

Student Support:

Guidance on personal matters, healthcare, and insurance.

Career Services:

Assistance with career development, job placement, and networking opportunities.

Student Housing:

Guaranteed accommodation in stylish studios on the Apeldoorn campus.

Financial Aid:

Scholarships and financial assistance options for eligible students.

Internationalization:

Opportunities for international exchange programs and study abroad experiences.

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Student Life and Campus Experience:

Wittenborg fosters a vibrant and diverse campus community. Students can expect:

International Environment:

A multicultural student body and faculty from around the world.

Campus Activities:

Social events, clubs, and organizations to engage in extracurricular activities.

Networking Opportunities:

Connections with industry professionals and alumni through career fairs and events.

Modern Facilities:

Access to well-equipped classrooms, libraries, and student lounges.

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Key Reasons to Study There:

International Focus:

A unique learning environment with a global perspective on business and management.

Double Accreditation:

Recognized by both FIBAA and NVAO, ensuring high academic standards.

100% English Speaking:

Programs taught entirely in English, making it accessible to international students.

Guaranteed Student Accommodation:

Secure and comfortable housing options on campus.

Career Services:

Dedicated support for career development and job placement.

Flexible Admission Requirements:

Opportunities for students with diverse backgrounds to pursue their studies.

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Academic Programs:

Wittenborg offers a wide range of programs in business and management, including:

Bachelor's Degrees:

BBA pathways in International Business Administration (IBA), Entrepreneurial Business Administration (EBA), Marketing Communication & Information (MCI), and Hospitality Business Administration (HBA).

Master's Degrees:

Master of Business Management (MBM) with various specializations, and MBA programs with 17 specializations.

Pre-Bachelor & Pre-Master Programs:

Foundation programs to prepare students for bachelor's or master's studies.

Summer Schools:

Short-term programs for international students to experience the university and Dutch culture.

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Other:

Wittenborg is actively involved in applied research, focusing on globalisation and its impact on various aspects of business and society. The university also hosts the annual Globalisation Conference, bringing together academics, professionals, and students to discuss current trends and challenges.